PM Modi Empowers 75 Lakh Women in Bihar | ₹10,000 Direct Transfer unden Mahila Rojgar Yojana

 On September 26, 2025, Prime Minister Narendra Modi inaugurated the Mukhyamantri Mahila Rojgar Yojana in Bihar, marking a historic step toward empowering women through financial independence and self-employment. The scheme, launched via video conferencing, directly transferred ₹10,000 each to the bank accounts of 75 lakh (7.5 million) women across the state, amounting to a total investment of ₹7,500 crore. This initiative is expected to provide a significant boost to women’s livelihoods while contributing to the overall socio-economic development of Bihar.

Objectives and Scope of the Scheme

The main objective of the Mukhyamantri Mahila Rojgar Yojana is to promote women’s active participation in economic activities, thereby improving their social and economic status. Under this scheme, one woman from each family in Bihar is targeted, providing her with financial assistance to start or expand self-employment ventures. The initial grant of ₹10,000 can be used for various livelihood activities, such as agriculture, animal husbandry, handicrafts, tailoring, small-scale businesses, and local trade.

Moreover, the scheme envisions providing additional financial assistance up to ₹2 lakh in subsequent phases. This continued support will be provided based on the success and sustainability of the beneficiaries’ enterprises, ensuring that women can establish stable and profitable businesses over time. By doing so, the initiative aims not only to empower women financially but also to encourage them to become entrepreneurs and community leaders.

Significance of the Initiative

The timing of the scheme is particularly symbolic, coinciding with the festive occasion of Navratri, which celebrates the strength, resilience, and power of women. Prime Minister Modi emphasized that empowering women through employment and self-employment opportunities allows them to achieve their dreams, become self-reliant, and gain social respect.

The scheme leverages the digital infrastructure built by the Indian government over the past decade. The Pradhan Mantri Jan Dhan Yojana, launched more than ten years ago, facilitated the opening of over 30 crore bank accounts for women, which are linked to Aadhaar numbers and mobile phones. This digital framework ensures seamless, transparent, and direct fund transfers, minimizing leakages and corruption. Such an approach not only saves time but also guarantees that every eligible woman receives her funds directly, fostering trust and accountability in government welfare programs.

Economic and Social Impact

Financial inclusion is a key aspect of national development, and by supporting women’s self-employment, this initiative has the potential to transform households and local economies. Women who receive this financial assistance can invest in productive activities such as setting up small shops, poultry farms, handicraft units, or tailoring businesses, which in turn generate employment opportunities for others in their communities.

Additionally, the scheme helps women gain confidence, decision-making power, and leadership skills, contributing to gender equality in traditionally male-dominated sectors. When women become economically independent, they are better able to participate in family and community decisions, further reinforcing their role in society.

Political Context and Implications

The launch of the Mukhyamantri Mahila Rojgar Yojana comes ahead of the upcoming state elections in Bihar, adding a political dimension to the welfare initiative. While it is a genuine effort to empower women, it also signals the growing importance of women voters in Indian elections. During the launch, Prime Minister Modi urged beneficiaries to recognize the value of such schemes and cautioned them against supporting parties that could potentially roll back women-centric policies.

This initiative also demonstrates the ruling government’s strategy to address the needs and aspirations of women voters, ensuring that their voices are heard in the political process. By focusing on empowerment and welfare, the government hopes to strengthen public trust while also fostering an environment where women actively contribute to social and economic growth.

Challenges and Future Prospects

While the Mukhyamantri Mahila Rojgar Yojana is ambitious, it faces several challenges. Ensuring that funds are used productively, monitoring the progress of enterprises, and providing ongoing mentorship and training are crucial for long-term success. The government plans to implement capacity-building programs, including skill development workshops and entrepreneurship training, to help women maximize the benefits of the financial assistance.

In the future, the scheme could also be expanded to include technological support, market linkages, and digital platforms for women entrepreneurs, allowing them to reach broader markets and enhance profitability. By creating an ecosystem that nurtures women-led businesses, the initiative has the potential to transform Bihar’s economy and serve as a model for other states.

Conclusion

The Mukhyamantri Mahila Rojgar Yojana represents a major step toward economic empowerment, social inclusion, and gender equality in Bihar. By providing direct financial assistance and promoting self-employment opportunities, the scheme aims to uplift women and create a more prosperous and inclusive society. As Bihar approaches its elections, the impact of this initiative on women’s lives and its broader socio-economic implications will be closely observed. Through schemes like this, India moves closer to realizing the vision of empowered, financially independent, and socially respected women.